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Important disclaimer
Understand the role of this website and verify all policy decisions through official sources.
This website is operated by independent LIC insurance advisor Atul Rana and is not the official website of Life Insurance Corporation of India. Product information is provided for general guidance only. Please refer to official LIC brochures and policy documents for complete terms, conditions, exclusions and current availability.
Independent website
This website is operated by Atul Rana. It is not LIC's official website and does not represent IRDAI. LIC trademarks and plan names belong to their respective owner and are used only to identify products and official sources.
Policy information
Product availability, eligibility, premium, benefits, exclusions, underwriting, claim decisions, and policy servicing are governed by LIC and the issued contract. Official documents take priority over any summary on this site.
Visit the official LIC website (opens in a new tab)Fraud and safety warning
Do not trust unverified calls offering extra bonuses, unusually high benefits, or pressure to surrender an existing policy. Never share OTPs, passwords, PINs, payment credentials, or policy-login details.
LIC advises policyholders to verify information through its official website or a nearby LIC branch and to report suspicious calls.
Read LIC's warning about misleading calls (opens in a new tab)Grievances
Policy complaints should first be submitted through LIC's official grievance process. If unresolved, the policyholder may use IRDAI's Bima Bharosa channel or the Insurance Ombudsman process, subject to applicable requirements.