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Atul RanaIndependent LIC Advisor
endowment

LIC's Amritbaal

Plan 774UIN 512N365V02

LIC's Amritbaal is a current endowment product listed on the official LIC India product index.

At a glance

Key highlights

Plan type

endowment

Plan number

774

Who should consider this plan?

family protection, long term savings

Eligibility and policy information

Eligibility and policy information for this plan
policy Term20 years under Limited and Single Premium
maximum Sum Assuredallowed to each individual will be
Premium modesYearly, Half-Yearly, Quarterly, Monthly, Single Premium
Loan availableYes
Surrender availableNo

Benefits and riders

Death benefit

The proposer shall have an option to choose “Sum Assured Basic Sum Assured Range Sum Assured Multiple (Rs.) From Rs. 2,00,000/- to Rs. 24,00,000/- 25,000/- above Rs. 24,00,000/- 50,000/- 4 on Death” as per the two options available under each of Single Premium and Limited Premium payment. The options should be chosen carefully depending on your child’s specific needs, as the premium & benefits under the plan shall vary as per the option chosen and the same shall not be altered later. Premium Payment Option Sum Assured on Death Limited Premium Payment Option I Higher of • 7 times of Annualized Premium; or • Basic Sum Assured Option II Higher of • 10 times ofAnnualized Premium;or • Basic Sum Assured Single Premium Payment Option III Higher of • 1.25 times of SinglePremium;or • Basic Sum Assured Option IV 10 times of Single Premium Note: In

Maturity benefit

On Life Assured surviving the stipulated Date of Maturity, provided the policy is in-force, “Sum Assured on Maturity” along with accrued Guaranteed Additions for in-force policy, shall be payable; where “Sum Assured on Maturity” is equal the Basic Sum Assured. C. Guaranteed Additions for In-force policy: Under an in- force policy, the Guaranteed Additions shall accrue at the rate of Rs. 80 per thousand Basic Sum Assured at the end of each policy year from the inception till the end of Policy Term. On death of Life Assured during the Policy Term under an in-force policy, the Guaranteed Additions in the year of death shall be payable for full policy year. In case of surrender of an in-force policy, the Guaranteed Additions for the policy year in which the policy is surrendered will be added on proportionate basis in proportion to the comple

Official documents

Product source on the Official LIC Website (opens in a new tab)

Important disclaimer

Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.

Last verified: 2026-08-01

Personal assistance

Plan with clarity and confidence

Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.

Atul Rana discussing insurance planning with a client

One-to-one policy consultation

A focused discussion to understand protection needs, budget, and suitable LIC plan options.

Atul Rana explaining family financial protection

Planning for family protection

Helping families consider financial security for the people who depend on them.

Atul Rana discussing financial planning for a child's future

Supporting a child's future

Goal-based guidance for education, milestones, and long-term family responsibilities.

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