endowment
LIC's Single Premium Endowment Plan
Plan 717UIN 512N283V03
LIC's Single Premium Endowment Plan is a current endowment product listed on the official LIC India product index.
- Plan type: endowment
- Plan number: 717
endowment
LIC's Bima Jyoti
Plan 760UIN 512N339V03
LIC's Bima Jyoti is a current endowment product listed on the official LIC India product index.
At a glance
Key highlights
Plan type
endowment
Plan number
760
Who should consider this plan?
family protection, long term savings
Eligibility and policy information
| minimum Entry Age | 30 days Completed |
|---|---|
| maximum Entry Age | 60 Years ( Nearer Birthday) |
| maximum Maturity Age | 65 Years (Age |
| policy Term | 15 years |
| premium Paying Term | [Policy Term minus 5] years |
| maximum Sum Assured | on Death (per life): Rs 25 Lakhs. |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly |
| Loan available | Yes |
| Surrender available | No |
Benefits and riders
Death benefit
Death benefit payable on death of the life assured during the policy term after the date of commencement of risk but before the date of maturity, shall be “Sum Assured on Death” along with accrued Guaranteed Additions Where, “Sum Assured on Death” is defined as higher of of 125% of Basic Sum Assured or 7 times of Annualized Premium. This Death Benefit shall not be less than 105% of the “Total Premiums Paid” upto the date of death. Where, i. “Annualized Premium” shall be the premium amount payable in a year, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums. ii. “Total Premiums Paid” means total of all the premiums paid under the base product, excluding any extra premium, and taxes, if collected explicitly. In case LIC’s Premium Waiver Benefit Rider is opted for, in the event of death of Propo
Maturity benefit
On Life Assured surviving the stipulated Date of Maturity provided the policy is in-force, “Sum Assured on Maturity” along with accrued Guaranteed Additions, shall be payable. Where “Sum Assured on Maturity” is equal to Basic Sum Assured. C. Guaranteed Additions: Provided the policy is in-force by payment of due premiums, Guaranteed Additions at the rate of Rs. 50 per thousand Basic Sum Assured will be added to the policy at the end of each policy year.In case of death under in- 5 force policy, the Guaranteed Addition in the year of death shall be payable for full policy year. In case the premiums are not duly paid, the Guaranteed Additions shall cease to accrue under a policy. In case of a paid-up policy or on surrender of a policy, the Guaranteed Addition for the policy year in which the last premium is received will be added on proport
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
Goal-based guidance for education, milestones, and long-term family responsibilities.
Keep exploring
Related active plans
endowment
LIC's New Endowment Plan
Plan 714UIN 512N277V03
A participating individual life insurance savings plan currently listed by LIC.
- Plan type: Endowment
- Plan number: 714
endowment
LIC's New Jeevan Anand
Plan 715UIN 512N279V03
LIC's New Jeevan Anand is a current endowment product listed on the official LIC India product index.
- Plan type: endowment
- Plan number: 715