term insuranceOnline
LIC's Digi Credit Life
Plan 878UIN 512N358V01
LIC's Digi Credit Life is a current term insurance product listed on the official LIC India product index.
- Plan type: term insurance
- Plan number: 878
term insurance
LIC's Digi Term
Plan 876UIN 512N356V02Available online
An online term assurance plan currently listed on LIC's official product index.
At a glance
Key highlights
Plan type
Term Assurance
Purchase mode
Online
Plan number
876
Who should consider this plan?
family protection
Eligibility and policy information
| minimum Entry Age | [18] years (Last Birthday) |
|---|---|
| maximum Entry Age | [45] years (Last Birthday) |
| minimum Maturity Age | [33] years (Last Birthday) |
| maximum Maturity Age | [75] years (Last Birthday) |
| policy Term | 15 years under Regular/Single/ |
| premium Paying Term | • Premium Payment Term: Regular, Limited Premium of 10 |
| minimum Sum Assured | Rs. 50,00,000/-. |
| maximum Sum Assured | Rs.5,00,00,000* |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly, Single Premium |
| Loan available | No |
| Surrender available | No |
Benefits and riders
Death benefit
options: Level Sum Assured and Increasing Sum Assured. • Flexibility to ▪ Choose from Single Premium, Regular Premium and Limited Premium Payment ▪ Choose the Policy Term/Premium Paying Term ▪ Opt for payment of benefit in instalments. • Special rates for women. • Benefit of attractive High Sum Assured Rebate. • Two categories of premium rates namely (1) Non-Smoker rates and (2) Smoker rates. The application of Non-Smoker rates shall be based on the findings of the Urinary Cotinine test. In all other cases, the Smoker rates will be applicable.
Maturity benefit
On survival of the life assured to the end of the policy term, no maturity benefit is payable.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
Goal-based guidance for education, milestones, and long-term family responsibilities.
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