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Atul RanaIndependent LIC Advisor
endowment

LIC's Nav Jeevan Shree

Plan 912UIN 512N387V02

LIC's Nav Jeevan Shree is a current endowment product listed on the official LIC India product index.

At a glance

Key highlights

Plan type

endowment

Plan number

912

Who should consider this plan?

family protection, long term savings

Eligibility and policy information

Eligibility and policy information for this plan
maximum Entry Age[65 years (Age Nearer Birthday)
maximum Maturity Age65 Years (Age Nearer
policy Term10 15 20
premium Paying Term(PPT) of 6, 8 10, 12
maximum Sum Assuredon Death (per life): Rs 25 Lakhs.
Premium modesYearly, Half-Yearly, Quarterly, Monthly
Loan availableYes
Surrender availableNo

Benefits and riders

Death benefit

in instalments. • Option to enhance protection by opting for rider benefits on payment of additional premium for the rider benefits. 2 LIC’s Nav Jeevan Shree (UIN: 512N387V02) (A Non-Par, Non-Linked, Life, Individual, Savings, Plan) 3 • Benefits of attractive incentives for Higher Sum Assured. • Incentives for existing Policyholder and Nominee/ Beneficiary of the deceased Policyholder • Takes care of liquidity needs through loan facility.

Maturity benefit

On Life Assured surviving the stipulated Date of Maturity, provided the policy is in-force, “Sum Assured on Maturity” along with accrued Guaranteed Additions for in-force policy, shall be payable; where “Sum Assured on Maturity” is equal the Basic Sum Assured. C. Guaranteed Additions for In-force policy: Under an in-force policy (in which all the due premiums have been paid), the Guaranteed Additions during the policy term shall accrue at the end of each policy year. 6 The Rate of Guaranteed Additions for an in-force policy shall be as under: Policy Term (in years) Rate of Guaranteed Additions (as a % of Total Tabular Annual Premium in respect of Premiums Paid) 10 to 13 8.50% 14 to 17 9.00% 18 to 20 9.50% In case, any policy is eligible for any incentive(s) in terms of increase in Rate of Guaranteed Additions as specified in Para 9 (viz.

Official documents

Product source on the Official LIC Website (opens in a new tab)

Important disclaimer

Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.

Last verified: 2026-08-01

Personal assistance

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