riders
LIC's Accident Benefit Rider
Plan Not statedUIN 512B203V03
LIC's Accident Benefit Rider is a current riders product listed on the official LIC India product index.
- Plan type: riders
- UIN: 512B203V03
riders
LIC's Premium Waiver Benefit Rider
Plan Not statedUIN 512B204V04
LIC's Premium Waiver Benefit Rider is a current riders product listed on the official LIC India product index.
At a glance
Key highlights
Plan type
riders
UIN
512B204V04
Who should consider this plan?
enhancing an eligible base policy
Eligibility and policy information
| minimum Entry Age | 18 years (completed) |
|---|---|
| maximum Entry Age | 55 years (nearer birthday) |
| maximum Maturity Age | 70 years (nearer birthday) |
| Loan available | No |
| Surrender available | No |
Benefits and riders
Death benefit
In case of death of Proposer during the Rider Term, premiums payable under the Base Policy falling due after the date of death till the expiry of Rider Term shall be waived. However, premiums in respect of any riders, if opted for, other than this rider under the Base Policy, shall not be waived and continue to be paid as per respective rider conditions. Further, if Premium Paying Term of the Base Policy exceeds the Rider Term, all the premiums due under the Base Policy from the date of expiry of this rider shall be payable by the policyholder as per the terms and conditions of the Base policy.
Maturity benefit
On survival to the end of the Rider Term, nothing shall be payable.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
Goal-based guidance for education, milestones, and long-term family responsibilities.
Keep exploring
Related active plans
riders
LIC's Accidental Death & Disability Benefit Rider
Plan Not statedUIN 512B209V02
LIC's Accidental Death & Disability Benefit Rider is a current riders product listed on the official LIC India product index.
- Plan type: riders
- UIN: 512B209V02
riders
LIC's New Term Assurance Rider
Plan Not statedUIN 512B210V02
LIC's New Term Assurance Rider is a current riders product listed on the official LIC India product index.
- Plan type: riders
- UIN: 512B210V02