pension

LIC's Saral Pension

Plan 862UIN 512N342V05

LIC's Saral Pension is a current pension product listed on the official LIC India product index.

Enquire now Official brochure Official LIC page

At a glance

Key highlights

Plan type

pension

Plan number

862

Who should consider this plan?

retirement planning, pension income

Eligibility and policy information

Eligibility and policy information for this plan
minimum Entry Age	40 years (completed)
maximum Entry Age	as
Premium modes	Yearly, Half-Yearly, Quarterly, Monthly, Single Premium
Loan available	Yes
Surrender available	Yes

Benefits and riders

Death benefit

under above options, please refer to Para 3 above.

Official documents

Product source on the Official LIC Website (opens in a new tab)

Official sales brochure Official policy document

Important disclaimer

Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.

Last verified: 2026-08-01

Personal assistance

Plan with clarity and confidence

Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.