term insuranceOnline
LIC's Digi Term
Plan 876UIN 512N356V02
An online term assurance plan currently listed on LIC's official product index.
- Plan type: Term Assurance
- Purchase mode: Online
- Plan number: 876
term insurance
LIC's Bima Kavach
Plan 887UIN 512N360V01Available online
A term assurance plan introduced by LIC and listed on its official product index.
At a glance
Key highlights
Plan type
Term Assurance
Plan number
887
Who should consider this plan?
family protection
Eligibility and policy information
| maximum Maturity Age | (i.e. cover ceasing age) of |
|---|---|
| policy Term | 3 |
| premium Paying Term | less than 10 |
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly, Single Premium |
| Loan available | No |
| Surrender available | No |
Benefits and riders
Death benefit
options: Level Sum Assured and Increasing Sum Assured. o Choose from Single Premium, Regular Premium and Limited Premium Payment of 5,10 and 15 years o Choose the Policy Term with coverage available upto 100 year • Option to enhance the life cover at defined life stage events under Level Sum Assured death benefit option with Regular Premium payment • Option for payment of Death Benefit in instalments. • Special rates for women. • Benefit of attractive High Sum Assured Rebate. • Two categories of premium rates namely (1) Non- Smoker rates and (2) Smoker rates. The application of Non-Smoker rates shall be based on the findings of the Urinary Cotinine test and shall be subject to the Board Approved Underwriting policy of the Corporation. In all other cases, the Smoker rates will be applicable. 2
Maturity benefit
On survival of the life assured to the end of the policy term, no maturity benefit is payable.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
Plan with clarity and confidence
Every LIC plan should be considered in the context of your family, financial goals, time horizon, and affordable budget. Atul Rana provides one-to-one guidance using current official plan information.
One-to-one policy consultation
A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
Helping families consider financial security for the people who depend on them.
Supporting a child's future
Goal-based guidance for education, milestones, and long-term family responsibilities.
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