term insuranceOnline
LIC's Digi Term
Plan 876UIN 512N356V02
An online term assurance plan currently listed on LIC's official product index.
- Plan type: Term Assurance
- Purchase mode: Online
- Plan number: 876
ulip
LIC's Protection Plus
Plan 886UIN 512L361V01Available online
A unit-linked insurance product currently listed by LIC.
At a glance
Key highlights
Plan type
Unit Linked
Plan number
886
Who should consider this plan?
family protection, wealth creation
Eligibility and policy information
| maximum Sum Assured | Multiple |
|---|---|
| Premium modes | Yearly, Half-Yearly, Quarterly, Monthly |
Benefits and riders
Death benefit
Benefits payable on death of the Life Assured before the stipulated Date of Maturity, provided the policy is in-force (including during Grace Period) shall be as under: Highest of: • Basic Sum Assured reduced by Partial Withdrawals, if any, made during the two years period immediately preceding the date of death; or • Base Premium Fund Value; or • 105% of the Total Base Premiums paid upto the date of death In addition to the above, if Top-up Premium(s) have been paid under the policy, the highest of the following shall also be payable: • Total Top-up Sum Assured; or • Top-up Premium Fund Value; or • 105% of the Total Top-up Premiums paid upto the date of death. Where, Base Premium Fund Valu e shall be the total value of the units in respect of Base Premiums at a point of time in a segregated fund i.e. total number of units under a policy
Maturity benefit
On Life Assured surviving the date of maturity, an amount equal to Unit Fund Value as on date of maturity shall be payable. Unit Fund Value shall be the sum of the Base Premium Fund Value and Top-up Premium Fund Value, if any. C) Refund of Mortality Charges: The total amount of mortality charges deducted from Base Premium Fund and from Top-up Premium Fund, if any, in respect of life insurance cover shall be payable along with the maturity benefit. The total amount of mortality charges mentioned above shall not include any extra amount chargeable under the policy due to underwriting decision and tax charges levied on the mortality charges, if any. Refund of mortality charges shall not be payable in case of surrendered or discontinued policy.
Official documents
Product source on the Official LIC Website (opens in a new tab)
Important disclaimer
Please refer to the official LIC brochure and policy document for complete terms, conditions, exclusions and current availability.
Last verified: 2026-08-01
Personal assistance
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A focused discussion to understand protection needs, budget, and suitable LIC plan options.
Planning for family protection
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